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Car Rental Without a Credit Card: Guide for Travellers from Germany
Car Rental Without a Credit Card: Guide for Travellers from Germany
Planning a holiday or a business trip to Turkey and want to rent a car without a credit card? This guide is written for travellers from Germany – whether it is a holiday back home, a family visit or a business trip – and explains step by step how renting without a credit card works at SAW Rent A Car.
Many car rental companies in Turkey insist on a credit card for the deposit. SAW Rent A Car is one of the few providers in Turkey that rents cars without a credit card. Our customer service arranges rentals without a credit card via WhatsApp or phone; more than 50,000 guests have already rented with us.
PaymentNo credit cardCash · bank transfer · EFT · Wise · Revolut
CurrencyTRY or EURCash at the TCMB daily rate
BookingWhatsApp / phoneNo-credit-card rental via customer service
Pick-up15 airports + BursaMeet and greet at the terminal at all 16 points
DriverFrom age 21 · 2 years' licenceRequirement depends on the car
DepositDepends on the carAmount shown on the car card
Book without a credit card: WhatsApp / phone
In the online booking form, the payment options are shown on screen. To rent without a credit card or to pay when you collect the car, message us on WhatsApp or call us: our customer service confirms the car, the deposit and the payment method before you travel.
Cash (TRY or EUR — daily rate of the Central Bank of the Republic of Turkey, TCMB)
Bank transfer (SWIFT from Germany or EFT within Turkey)
Wise (TransferWise) — popular with guests from Germany
Revolut — practical for EU citizens
A regular credit card, if you prefer
You agree the payment method for your booking with our customer service in advance; the confirmation arrives by WhatsApp or e-mail.
Why Do Rental Companies Usually Insist on Credit Cards?
International and many local rental companies require a credit card for the following reasons:
Deposit hold: the deposit is blocked as a limit on the credit card and secures possible damage
Insurance cover: in an accident, the account holder can be reached directly
Identity check: the bank verifies the cardholder
Corporate standard policy: one procedure worldwide
This policy shuts out travellers without a credit card completely — many travellers from Germany visiting Turkey, young drivers under 25 and business travellers who want to keep their credit limit for other expenses. Even people who mostly pay with a bank card in everyday life in Germany often run into this hurdle when it comes to the deposit.
SAW Rent A Car — The Solution Without a Credit Card
SAW Rent A Car uses an alternative security model: a deposit in cash or by bank transfer, combined with a detailed handover report and a long-term customer relationship. So you do not leave the deposit as a card limit but pay it in cash or by transfer; our customer service confirms the exact conditions before the rental starts.
The model in three points:
No credit card: payment and deposit in cash, by bank transfer, EFT, Wise or Revolut — as agreed with customer service.
Handover with a report: the condition of the car is recorded at handover and compared at return.
Transparent and invoiced: every transaction is recorded and invoiced.
This model is rare in the Turkish car rental sector and especially valuable for guests from Germany.
Accepted Payment Methods in Detail
Cash (TRY or EUR)
The easiest option for guests from Germany:
TRY amounts are calculated at the official TCMB daily rate
Euro cash is accepted — handy if you already withdraw your travel money in Germany
Every payment is receipted and invoiced
Bank Transfer / SWIFT
Transfer from your account in Germany (SWIFT) or EFT from a Turkish account
IBAN details are shared in the booking confirmation
Allow for your bank's processing time and agree the payment date with customer service in advance
Wise (TransferWise)
A multi-currency account lets you send TRY or EUR
Payment goes to our account; the account details are in the booking confirmation
Revolut
Direct EUR/TRY conversion
Transfer from the Revolut app to our account, again using the details in the booking confirmation
Cash Deposit by Car Category
The deposit amount depends on the car and is shown on its car card on the booking screen. According to the car card, it covers possible costs during the rental, for example HGS motorway tolls.
Amount: depends on the car, visible on the car card
Form: cash (TRY or EUR) or bank transfer — as agreed
Offsetting: outstanding costs such as tolls (HGS/OGS), fuel or damage can be offset against the deposit under the rental conditions
Refund: our customer service confirms how and when before the rental starts
Locations With No-Credit-Card Service
Our customer service arranges rentals without a credit card at all 16 pick-up points in the booking form: 15 airports and Bursa city centre. At every pick-up point you are met at the terminal and collect your car there.
Young Drivers + No Credit Card = Double Hurdle Solved
Young drivers without a credit card run into two hurdles at once with many rental companies. At SAW Rent A Car:
The minimum age and years of licence depend on the car: some cars can be rented at 21 with a licence held for 2 years; in the upper segment the requirement rises to 25–27 years of age and 5–7 years of licence. The requirement for the car you choose is shown on its car card on the booking screen.
Comparison — SAW vs. Other Rental Companies in Turkey
The difference lies mainly in the deposit and the way you book:
Criterion
Typical rental with a credit card requirement
SAW Rent A Car without a credit card
Credit card
Required for the deposit
Not required (via customer service)
Deposit
Limit hold on the credit card
Cash (TRY or EUR) or bank transfer; amount on the car card
Payment methods
Credit card
Cash, bank transfer, EFT, Wise, Revolut
Booking
Online with a credit card
WhatsApp or phone; online with the payment options shown
Pick-up
Depends on the provider
Meet and greet at the terminal at 16 pick-up points
Driver
Depends on the provider
From age 21 with a 2-year licence, depending on the car
Step-by-Step Booking Without a Credit Card
Request by WhatsApp or phone with pick-up point, travel dates and preferred car class
Our customer service confirms the available car, the deposit and the no-credit-card payment method
Booking confirmation by WhatsApp or e-mail — with IBAN details for a bank transfer
Meet and greet at the terminal of your pick-up point; payment with the agreed method
Car handover with a detailed report
Return at the agreed place; the deposit is refunded under the confirmed conditions
Do you have a credit card? Then you can also book directly in the online booking form; you will see the available payment options there on screen.
FAQ — Car Rental Without a Credit Card in Turkey
Can I really rent a car in Turkey without a credit card?
Yes. At SAW Rent A Car you rent without a credit card and pay in cash (TRY or EUR), by bank transfer, EFT, Wise or Revolut. Our customer service arranges the no-credit-card rental via WhatsApp or phone (0850 304 94 30).
How much is the cash deposit?
The amount depends on the car and is shown on its car card on the booking screen. For a rental without a credit card, our customer service confirms before the rental starts how the deposit is paid and refunded.
Do you accept euro cash?
Yes. Cash is accepted in TRY or EUR; it is converted at the official TCMB daily rate.
How is a deposit paid via Wise refunded?
If you paid the deposit via Wise or bank transfer, it is refunded to the agreed account after you return the car. Our customer service confirms the timing and conditions before the rental starts.
Can a family member drive the car without a credit card?
Yes, if they are entered as an additional driver in the handover report and meet the car's age and licence requirement. The additional driver does not need a credit card of their own.
What happens in case of damage if I paid the deposit in cash?
Under the rental conditions, damage and outstanding costs such as tolls or fuel can be offset against the deposit; the right to claim amounts beyond it is reserved. Ask our customer service to explain the process before the rental starts.
How do I book from Germany?
Message us on WhatsApp or call us (0850 304 94 30): we confirm the car, the deposit and the payment method, and you receive the booking confirmation by WhatsApp or e-mail. From Germany you can pay by SWIFT transfer, Wise or Revolut.
Can I pay without a credit card in the online booking form?
In the online booking form, the available payment options are shown on screen. To rent without a credit card or to pay at handover, book through our customer service via WhatsApp or phone.
Your No-Credit-Card Rental for the Trip from Germany
Message us before you travel with your pick-up point and dates — we agree the car, the deposit and the payment method with you, so you can drive off without a credit card after landing.
